I confess. I’ve been doing a terrible job at budgeting lately.
It’s not that I’ve been going over budget, or spending excessively. It’s that I don’t know if I’ve been spending excessively.
You see, I haven’t gone online and checked my bank balance since the beginning of the month. That, in and of itself isn’t necessarily the worst thing in the world. The worst bit is that I haven’t been keeping track of my incoming income or outgoing expenses. I have no idea of what bills we’ve paid, of how much we have left in our account, of what is left to pay.
To give you an idea of how detached I have been from our finances lately, I haven’t even deposited a â‚¬128 check that I received two weeks ago. Grave, c’est grave, as my husband would say.
In the past, looking at my budget spreadsheet every morning and entering in the new data has helped my keep our finances at the forefront of my consciousness. I know that when I get out of that habit, or fall off the wagon, so to speak, my finances go to hell in a hand basket, just to wrap up the metaphors nicely. I forget where we are, I push the goals to the back of my brain and I drop into Ikea- but only to kill some time you see.
Tomorrow starts another day. Tomorrow morning, I will update my budget sheet and see where we stand. Then I promise I’ll come and tell you all about it- the good, the bad and the ugly.
How about you? What habits help keep you on track financially?