Comments on: Falling Off the Wagon

By: NtJS

NtJS — Tue, 22 Jul 2008 16:38:22 +0000

Cash. C. A. S. H. People always talk about tracking expenses. Saving receipts so they can track expenses. Credit cards that track and organize expenses. Blah, blah, blah, blah, blah. It's a waste of time unless you are overspending and have no idea where. Go with cash. Here's why: Let's say you budget $400 per month for groceries. You pull it out at the beginning of the month, and when you go grocery shopping, it goes too. $400 per month, mean $100 per week. Easy to plan. When the money is gone, it's gone. It doesn't matter which grocery stores you spent it at, or if you spent $50 the first week and $150 the next. It's worthless data. You've got better things to do if your spending is already in check. Our system. NtJS's last blog post..Why Do You Not Have A Will?

By: Ann at One Bag Nation

Ann at One Bag Nation — Thu, 17 Jul 2008 14:52:16 +0000

Hi Kelly, I can’t even get it together (yet) to make a budget! I keep telling myself I’ll get to it when I’ve gotten a little further with my organizing projects – ha! Between my blog, my new job, my work on my upcoming blog, and summer camp schedules, I’m struggling too! Hang in there.

Ann at One Bag Nation’s last blog post..Check it Out – I’m Swimming with the Sharks!

By: kllycat

kllycat — Thu, 17 Jul 2008 05:15:33 +0000

Kelly says:
Isn’t it ironic that we’re most on top of things when times are good? I’m exactly the same way!

By: My Journey From Debt

My Journey From Debt — Thu, 17 Jul 2008 05:03:29 +0000

I think my biggest problem with keeping on top of my finances comes when I have the least amount of money. When I have more than enough money to pay the bills, I keep track of it and it's encouraging to see positive numbers. When I start to fall behind, it gets depressing and I don't like to see it. Hopefully blogging about my situation will help things! My Journey From Debt's last blog post..Rounding Up To Pay My Bills

By: Shevy

Shevy — Wed, 16 Jul 2008 20:52:02 +0000

I’m so glad I’m not the only one! I posted just last night about how much trouble I’m having overcoming the resistance and getting my receipts into excel. Not knowing where I am financially always comes back to bite me but I keep avoiding because we haven’t had as much money (income, not windfall money) as usual over the past several months.

Intellectually, I know that’s really dumb because when we have less money we should be watching more closely, not less. But I keep procrastinating and then it seems overwhelming. I did a fair bit last night, but there’s still more to do. Sigh.

Shevy’s last blog post..Will I Ever Catch Up?