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	<title>Comments on: Falling Off the Wagon</title>
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	<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/</link>
	<description>Learning about frugality</description>
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		<title>By: Almost Frugal The ABCs of Frugality: 26 Key Frugal Concepts &#8212; almost frugal</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-802</link>
		<dc:creator>Almost Frugal The ABCs of Frugality: 26 Key Frugal Concepts &#8212; almost frugal</dc:creator>
		<pubDate>Wed, 23 Jul 2008 10:07:42 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-802</guid>
		<description>[...] and log in the previous days&#8217; expenses into your budget sheet. That&#8217;s what I do&#8230; theoretically at [...]</description>
		<content:encoded><![CDATA[<p>[...] and log in the previous days&#8217; expenses into your budget sheet. That&#8217;s what I do&#8230; theoretically at [...]</p>
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		<title>By: NtJS</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-792</link>
		<dc:creator>NtJS</dc:creator>
		<pubDate>Tue, 22 Jul 2008 16:38:22 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-792</guid>
		<description>Cash.  C. A. S. H.  People always talk about tracking expenses.  Saving receipts so they can track expenses.  Credit cards that track and organize expenses.  Blah, blah, blah, blah, blah.   It&#039;s a waste of time unless you are overspending and have no idea where.  Go with cash.  Here&#039;s why:
Let&#039;s say you budget $400 per month for groceries.  You pull it out at the beginning of the month, and when you go grocery shopping, it goes too.  $400 per month, mean $100 per week.  Easy to plan.  When the money is gone, it&#039;s gone.  It doesn&#039;t matter which grocery stores you spent it at, or if you spent $50 the first week and $150 the next.  It&#039;s worthless data.   You&#039;ve got better things to do if your spending is already in check. 

&lt;a href=&quot;http://www.notthejetset.net/2008/07/our-cash-envelope-system.html&quot; rel=&quot;nofollow&quot;&gt;Our system.&lt;/a&gt;

NtJS&#039;s last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/NotTheJetSet/~3/342537193/why-do-you-not-have-will.html&quot; rel=&quot;nofollow&quot;&gt;Why Do You Not Have A Will?&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Cash.  C. A. S. H.  People always talk about tracking expenses.  Saving receipts so they can track expenses.  Credit cards that track and organize expenses.  Blah, blah, blah, blah, blah.   It&#8217;s a waste of time unless you are overspending and have no idea where.  Go with cash.  Here&#8217;s why:<br />
Let&#8217;s say you budget $400 per month for groceries.  You pull it out at the beginning of the month, and when you go grocery shopping, it goes too.  $400 per month, mean $100 per week.  Easy to plan.  When the money is gone, it&#8217;s gone.  It doesn&#8217;t matter which grocery stores you spent it at, or if you spent $50 the first week and $150 the next.  It&#8217;s worthless data.   You&#8217;ve got better things to do if your spending is already in check. </p>
<p><a href="http://www.notthejetset.net/2008/07/our-cash-envelope-system.html" rel="nofollow">Our system.</a></p>
<p>NtJS&#8217;s last blog post..<a href="http://feeds.feedburner.com/~r/NotTheJetSet/~3/342537193/why-do-you-not-have-will.html" rel="nofollow">Why Do You Not Have A Will?</a></p>
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		<title>By: Carnival of Debt Reduction &#187; Blog Archive &#187; The Carnival is up at American Consumer News</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-775</link>
		<dc:creator>Carnival of Debt Reduction &#187; Blog Archive &#187; The Carnival is up at American Consumer News</dc:creator>
		<pubDate>Mon, 21 Jul 2008 22:32:53 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-775</guid>
		<description>[...] Almost Frugal tells it straight: What do you do when you fall off the wagon? [...]</description>
		<content:encoded><![CDATA[<p>[...] Almost Frugal tells it straight: What do you do when you fall off the wagon? [...]</p>
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		<title>By: Carnival of Debt Reduction: The Secret to Life Edition (#149) &#187; American Consumer News</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-761</link>
		<dc:creator>Carnival of Debt Reduction: The Secret to Life Edition (#149) &#187; American Consumer News</dc:creator>
		<pubDate>Mon, 21 Jul 2008 13:28:38 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-761</guid>
		<description>[...] from Almost Frugal presents Falling Off the Wagon posted at Almost Frugal.  If you fall off, just brush yourself off and start [...]</description>
		<content:encoded><![CDATA[<p>[...] from Almost Frugal presents Falling Off the Wagon posted at Almost Frugal.  If you fall off, just brush yourself off and start [...]</p>
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		<title>By: Almost Frugal Carnivals, Festivals and Link Love &#8212; almost frugal</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-732</link>
		<dc:creator>Almost Frugal Carnivals, Festivals and Link Love &#8212; almost frugal</dc:creator>
		<pubDate>Sat, 19 Jul 2008 10:00:59 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-732</guid>
		<description>[...] there you have it. No wonder, you say, that she&#8217;s fallen off the wagon! Back to more personal finance next week, starting (or peaking) on Tuesday when I host the Carnival [...]</description>
		<content:encoded><![CDATA[<p>[...] there you have it. No wonder, you say, that she&#8217;s fallen off the wagon! Back to more personal finance next week, starting (or peaking) on Tuesday when I host the Carnival [...]</p>
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		<title>By: Ann at One Bag Nation</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-687</link>
		<dc:creator>Ann at One Bag Nation</dc:creator>
		<pubDate>Thu, 17 Jul 2008 14:52:16 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-687</guid>
		<description>Hi Kelly, I can&#039;t even get it together (yet) to make a budget! I keep telling myself I&#039;ll get to it when I&#039;ve gotten a little further with my organizing projects - ha! Between my blog, my new job, my work on my upcoming blog, and summer camp schedules, I&#039;m struggling too! Hang in there.

Ann at One Bag Nation&#039;s last blog post..&lt;a href=&quot;http://onebagnation.wordpress.com/2008/07/16/check-it-out-im-swimming-with-the-sharks/&quot; rel=&quot;nofollow&quot;&gt;Check it Out - I’m Swimming with the Sharks!&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Hi Kelly, I can&#8217;t even get it together (yet) to make a budget! I keep telling myself I&#8217;ll get to it when I&#8217;ve gotten a little further with my organizing projects &#8211; ha! Between my blog, my new job, my work on my upcoming blog, and summer camp schedules, I&#8217;m struggling too! Hang in there.</p>
<p>Ann at One Bag Nation&#8217;s last blog post..<a href="http://onebagnation.wordpress.com/2008/07/16/check-it-out-im-swimming-with-the-sharks/" rel="nofollow">Check it Out &#8211; I’m Swimming with the Sharks!</a></p>
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		<title>By: kllycat</title>
		<link>http://almostfrugal.com/2008/07/16/falling-off-the-wagon/comment-page-1/#comment-684</link>
		<dc:creator>kllycat</dc:creator>
		<pubDate>Thu, 17 Jul 2008 05:15:33 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=362#comment-684</guid>
		<description>Kelly says:
Isn&#039;t it ironic that we&#039;re most on top of things when times are good? I&#039;m exactly the same way!</description>
		<content:encoded><![CDATA[<p>Kelly says:<br />
Isn&#8217;t it ironic that we&#8217;re most on top of things when times are good? I&#8217;m exactly the same way!</p>
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