Comments on: Budget Update http://almostfrugal.com/2008/07/17/budget-update/ Learning about frugality Fri, 30 Jul 2010 17:23:12 +0000 hourly 1 http://wordpress.org/?v=3.0.1 By: tiffanie http://almostfrugal.com/2008/07/17/budget-update/comment-page-1/#comment-777 tiffanie Tue, 22 Jul 2008 01:00:03 +0000 http://almostfrugal.com/?p=370#comment-777 Everyone falls off the wagon every now and again :) Just get right back up on it! For me, all found money gets set aside and then distributed to either a certain savings goal (like right now it's for spending money while we're on vacation for a week in September) or debt paydown at the end of the month. I essentially act like I never found it and take it right out of my checking account and it sits in a separate savings account just as a monthly "holding area". This works for us so that we actually benefit from the found money and don't just spend it on "stuff". :) tiffanie's last blog post..<a href="http://www.welikemoney.com/2008/07/21/cash-crate-comes-through/" rel="nofollow">cash crate comes through!</a> Everyone falls off the wagon every now and again :) Just get right back up on it!

For me, all found money gets set aside and then distributed to either a certain savings goal (like right now it’s for spending money while we’re on vacation for a week in September) or debt paydown at the end of the month. I essentially act like I never found it and take it right out of my checking account and it sits in a separate savings account just as a monthly “holding area”. This works for us so that we actually benefit from the found money and don’t just spend it on “stuff”. :)

tiffanie’s last blog post..cash crate comes through!

]]> By: Revanche http://almostfrugal.com/2008/07/17/budget-update/comment-page-1/#comment-722 Revanche Sat, 19 Jul 2008 02:15:07 +0000 http://almostfrugal.com/?p=370#comment-722 I totally hide it from myself. If it's in the form of a check, I deposit and divvy it up into the savings accounts ASAP, if it's cash I stick it in the drawer until the weekend so that I don't remember that I have it. It's much easier to forget about it that way and not spend it. I must be simpleminded that I'm so easy to fool! ;) I totally hide it from myself. If it’s in the form of a check, I deposit and divvy it up into the savings accounts ASAP, if it’s cash I stick it in the drawer until the weekend so that I don’t remember that I have it. It’s much easier to forget about it that way and not spend it. I must be simpleminded that I’m so easy to fool! ;)

]]> By: kllycat http://almostfrugal.com/2008/07/17/budget-update/comment-page-1/#comment-694 kllycat Fri, 18 Jul 2008 05:15:21 +0000 http://almostfrugal.com/?p=370#comment-694 Kelly says: That's actually what I meant to do, but as I was so slow in sending the check in to ING the money just dribbled out of our account in dribs and drabs and boy, am I regretting it now!! Kelly says: That’s actually what I meant to do, but as I was so slow in sending the check in to ING the money just dribbled out of our account in dribs and drabs and boy, am I regretting it now!!

]]> By: Shevy http://almostfrugal.com/2008/07/17/budget-update/comment-page-1/#comment-693 Shevy Fri, 18 Jul 2008 01:47:31 +0000 http://almostfrugal.com/?p=370#comment-693 We got our climate action dividend (a carbon tax rebate of $100 per BC resident) and my hubby took out $40 in cash and took our DC to see Kung Fu Panda! I've been trying to pay things down when I get extra money but I admit I reloaded my Starbucks card early in June with $20 (although I still have about $5 on there). I've also paid for both ballet lessons and swimming for DC for the summer. I think the best thing is to take as much as possible of the extra money and either stick it into a high interest account like ING or use it to pay down debt. Then, if you use a small amount of what's left for fun it's not a problem. But, if you start by having fun, you'll find that there's nothing left to save or put toward debt. Shevy's last blog post..<a href="http://shevysmisclife.blogspot.com/2008/07/i-cant-pay-my-bell-cell-bill.html" rel="nofollow">I Can't Pay My Bell Cell Bill</a> We got our climate action dividend (a carbon tax rebate of $100 per BC resident) and my hubby took out $40 in cash and took our DC to see Kung Fu Panda!

I’ve been trying to pay things down when I get extra money but I admit I reloaded my Starbucks card early in June with $20 (although I still have about $5 on there).

I’ve also paid for both ballet lessons and swimming for DC for the summer.

I think the best thing is to take as much as possible of the extra money and either stick it into a high interest account like ING or use it to pay down debt. Then, if you use a small amount of what’s left for fun it’s not a problem. But, if you start by having fun, you’ll find that there’s nothing left to save or put toward debt.

Shevy’s last blog post..I Can’t Pay My Bell Cell Bill

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