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	<title>Comments on: How to Say No</title>
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	<description>Learning about frugality</description>
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		<title>By: How to Schedule Time and Obligations &#8212; Almost Frugal</title>
		<link>http://almostfrugal.com/2008/08/05/how-to-say-no/comment-page-1/#comment-967</link>
		<dc:creator>How to Schedule Time and Obligations &#8212; Almost Frugal</dc:creator>
		<pubDate>Wed, 06 Aug 2008 10:25:53 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=696#comment-967</guid>
		<description>[...] what with all this talk of volunteering (willingly and less so) and time obligations and being spread too thin, I thought I would share how I keep track of it [...]</description>
		<content:encoded><![CDATA[<p>[...] what with all this talk of volunteering (willingly and less so) and time obligations and being spread too thin, I thought I would share how I keep track of it [...]</p>
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		<title>By: Denise</title>
		<link>http://almostfrugal.com/2008/08/05/how-to-say-no/comment-page-1/#comment-961</link>
		<dc:creator>Denise</dc:creator>
		<pubDate>Tue, 05 Aug 2008 21:39:42 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=696#comment-961</guid>
		<description>I saw on simplemom that you are reading A Perfect Madness.  Can&#039;t wait to see if you blog about it.  I read it a while ago and enjoyed it.

Denise&#039;s last blog post..&lt;a href=&quot;http://dmoms.blogspot.com/2008/08/two-sets-of-jones.html&quot; rel=&quot;nofollow&quot;&gt;Two sets of Jones&#039;&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>I saw on simplemom that you are reading A Perfect Madness.  Can&#8217;t wait to see if you blog about it.  I read it a while ago and enjoyed it.</p>
<p>Denise&#8217;s last blog post..<a href="http://dmoms.blogspot.com/2008/08/two-sets-of-jones.html" rel="nofollow">Two sets of Jones&#8217;</a></p>
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		<title>By: Kelly</title>
		<link>http://almostfrugal.com/2008/08/05/how-to-say-no/comment-page-1/#comment-957</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Tue, 05 Aug 2008 14:24:24 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=696#comment-957</guid>
		<description>Hi Lucie,
Welcome to Almost Frugal! Thanks for reading and especially for commenting. I am going to steal your line &#039;not a financial expert or a frugal saint&#039; because that sums me up! I needed a bit of encouragement this afternoon, and your comment did the trick.</description>
		<content:encoded><![CDATA[<p>Hi Lucie,<br />
Welcome to Almost Frugal! Thanks for reading and especially for commenting. I am going to steal your line &#8216;not a financial expert or a frugal saint&#8217; because that sums me up! I needed a bit of encouragement this afternoon, and your comment did the trick.</p>
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		<title>By: Lucie</title>
		<link>http://almostfrugal.com/2008/08/05/how-to-say-no/comment-page-1/#comment-955</link>
		<dc:creator>Lucie</dc:creator>
		<pubDate>Tue, 05 Aug 2008 12:26:29 +0000</pubDate>
		<guid isPermaLink="false">http://almostfrugal.com/?p=696#comment-955</guid>
		<description>Unfortunately I am pretty bad at saying no myself, but your three tips are very helpful! I always seem to find my self over-committed yet I haven&#039;t been able to learn from that as of yet and just tell people no before my commitments pile up.

I just found your blog from Simple Mom&#039;s page and I must say I really, really enjoy it! I live in the states (Kentucky to be exact - probably the farthest thing from France you can get!) and I am almost done with my professional degree. Having put myself through school I have a HUGE amount of student loan debt, as does my partner who is finishing his PHD. Throw in three boys and a little credit card debt and it can feel overwhelming. Having a blog to read where someone has similar problems but is not a financial expert or a frugal saint is a real pleasure!

Lucie&#039;s last blog post..&lt;a href=&quot;http://unconventionalorigins.wordpress.com/2008/08/05/vacations/&quot; rel=&quot;nofollow&quot;&gt;Vacations&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p>Unfortunately I am pretty bad at saying no myself, but your three tips are very helpful! I always seem to find my self over-committed yet I haven&#8217;t been able to learn from that as of yet and just tell people no before my commitments pile up.</p>
<p>I just found your blog from Simple Mom&#8217;s page and I must say I really, really enjoy it! I live in the states (Kentucky to be exact &#8211; probably the farthest thing from France you can get!) and I am almost done with my professional degree. Having put myself through school I have a HUGE amount of student loan debt, as does my partner who is finishing his PHD. Throw in three boys and a little credit card debt and it can feel overwhelming. Having a blog to read where someone has similar problems but is not a financial expert or a frugal saint is a real pleasure!</p>
<p>Lucie&#8217;s last blog post..<a href="http://unconventionalorigins.wordpress.com/2008/08/05/vacations/" rel="nofollow">Vacations</a></p>
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