I’m frugal for a lot of reasons.
- We don’t have a lot of money, so we have to pay attention to our budget.
- My mother is frugal, and I grew up watching her behavior.
- I feel that we don’t have to spend a lot of money or have a lot of things to be happy in life.
- I want my children to learn the value of money.
- I think that being frugal is better for the environment, as over-consumption leads to over-production.
People’s attitudes towards money can be influenced by a great number of things. Each of mine stem from a different issue.
- Personal finances.
- Familial behavior.
- Personal beliefs.
- Family values.
- Environmental values.
I’ll spend money on my family members w/out a 2nd thought but when it comes to me, it’s just hard. Could it be because I saw this same habit in my mother? A learned behavior?
I know that I learned a lot of frugal behavior from my mother (for example, I no longer use credit cards), but I also have my father’s belief that money, for which you should work hard and honestly, can’t be taken with you. These two ways of dealing with and thinking about money, which at times are contradictory, have both influenced my frugal behavior today.
Another example would be my values attached to frugality and the environment. I used to belong to a group that emphasized the importance of buying locally, from regional producers, reusing as much as possible, and living off the land. The problem was that regional products cost more money, and it was difficult to maintain that level of commitment over time. So although I continue to believe that buying less, and locally, is good for my pocketbook and the earth, I’m more influenced by the frugal aspect, rather than the green approach.
Why do you do what you do? What stops you from becoming more frugal? What influences have contributed to (or hurt) your forming frugal habits?