Comments on: Frugal Habits: Why You Do What You Do

By: FruGal

FruGal — Mon, 15 Jun 2009 00:32:40 +0000

My mom (and her parents) is very frugal, which used to drive me crazy as a child. I hated the coupon wallet that she always carried with her to the grocery, and I resented the fact that the wallet never seemed to contain a coupon for the things I just had to have. I’m just now learning to be frugal after realizing (don’t tell her) that my mom was right all along.
.-= FruGal´s last blog ..New shopping habits =-.

By: Kristy @ Master Your

Kristy @ Master Your — Wed, 03 Jun 2009 04:53:18 +0000

I have definitely not always been a frugal individual. I used to spend money like it grew on trees and I genuinely thought if I had checks left over, then I must still have money. It wasn't pretty. I do what I do now because i don't want to have to go to my parents for help...yup, good ol' pride! I don't like admitting defeat and I don't want to depend on other people. I want to be financially independent. I don't believe being financially independent is a matter of pride (let me clarify that), I just know that aside from my desire to be such, I am lead by pride. That may not be the best thing, but there it is. It keeps me on track though, so I can't complain. Kristy @ Master Your Card´s last blog post..Banking 101: The Difference in Account Styling’s

By: Jennifer

Jennifer — Tue, 02 Jun 2009 14:49:47 +0000

I didn't grow up living frugal, so it has been a change for me. I don't think I'll ever go back to my spendthrift ways though. No matter how much money you have, it will always go farther if you are frugal. Now that we have paid off all our debts except for our home mortgage, I feel such relief. Next I want to feel the security of having a big fat emergency fund. I strive for Financial Peace. Jennifer´s last blog post..MAY 2009 Extra Earnings

By: Emma @ Baby-log.com

Emma @ Baby-log.com — Tue, 02 Jun 2009 14:28:20 +0000

When I grew up, we didn't have a lot of money and I am used to frugal living, it's under my skin, it affects everything I buy - for myself , anyway. I agree with Nancy, your commenter, it is really difficult and takes much self-convincing for me to feel ok about spending on myself. Emma @ Baby-log.com´s last blog post..Potty training, step 1 - choosing a potty

By: Kristin

Kristin — Tue, 02 Jun 2009 01:21:07 +0000

I haven't always been frugal - my parents have always paid their bills on time but are "in debt up to their eyeballs." My dh is from a completely different background. We've taught each other many things, but I think the most beneficial thing for me has been to give up instant gratification. I struggle sometimes with my life's purpose but right now I'm very into going green - and thus saving money. There's also huge satisfaction with crafting and diy projects, which we save money on too. Kristin´s last blog post..An Inexpensive Option for a Flat Tire

By: Nancy

Nancy — Mon, 01 Jun 2009 12:21:57 +0000

I haven’t always been frugal. I grew up in a frugal home and I swore that when I was on my own I’d buy what I wanted when I wanted. I did and it cost me dearly. A young college girl, little income and credit card do not a good combo make.
Late 20′s….newly married. Want to do, do, do. We did, did, did. On credit. Bad.
30′s…..good jobs, affordable home, reduced debt.
40′s….job change, reduced income, 2 teenagers. Living frugally. Happy. Saving for college. Saving for retirement. Saving for emergencies. Unfortunately, we carry a bit of debt but we are in the process of eliminating. The expense we are most nervous about? College tuition in 2 years.
We live like we do in order to be good stewards of our resources. Our financial knowledge comes from the examples we learned from our parents and reading, reading, reading.

Nancy\\\´s last blog post..Simple Pleasures