Do you rent or have you bought your own house?
We’re renters. For a long time it was because we could only afford our very small rent payment every month. Then it was because the bank refused to give us a mortgage on the apartment we wanted to buy. Now it’s because I don’t want to overextend our budget every month; at the moment we pay a rent we can afford and have a bit of money to set aside every month as well. Sure, it’s a little less stable then being owners of our own home, but we’re also not slaves to the real estate market.
Why have you made the decision you made as to owning or renting your home?