Checkbooks. They’re, like, so 1995. I think it’s safe to say half of us have given up on the balancing act, writing it all down in the register, and holding ourselves accountable for our expenditures. Online banking is the wave of the future, man!
I still go through that archaic practice every few days or so (with the help of internet banking). And a curious personality quirk has been making itself more obvious.
Last pay period we were getting down to the wire. I start getting edgy as we crossed into that “Under $100” territory. So, when the paycheck came in on Thursday, I rushed out to deposit it, came home, and pulled out the green vinyl folder. Added in the deposit, minus $100. So our $600 deposit got entered as $500.
Now here’s the sick thing. I know it’s there. It’s not like my husband did it on the sly – I’m aware of that cushion. And yet it makes me feel so much more peaceful.
It’s almost tempting to take the next step and start rounding up my purchases to the next whole dollar… (gasp!!)
Financial gurus the world over are probably reading this and banging their heads into the nearest walls. It’s absolutely irresponsible NOT to know, down to the penny, how much wealth (or debt, for that matter) you own. So why does it feel so darn good? What psychological reasoning is there behind this action?
So confess…do you hide money? Round up? Do you think I’m just some seriously messed up cookie? Also, which camp do you belong to, check registers or internet banking?